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Housing & Utility Assistance

There are many ways older adults can save money on housing and home utility costs. Learn more about energy assistance benefits that can cover the heating and cooling of your home. Get tips for tapping home equity, including reverse mortgages, and alternative housing arrangements.
Senior hands are seen cupping a small wooden house, indicating that they're protecting their investment.

Can You Keep Your Home During Financial Hardship?

Aug 03, 2026
Homeowners should contact their mortgage servicer as soon as possible for help if they feel unable to keep up with mortgage payments. Learn more about organizations that offer free assistance to people who need help.

What Is a Home Equity Line of Credit (HELOC)? A Guide for Older Adults

Aug 03, 2026
A home equity line of credit (HELOC) can be a valuable source of potential income for seniors. Learn how it works—as well as the pros and cons.

What Is Section 8 Housing? An Overview for Older Adults

Aug 03, 2026
The Section 8 housing program helps older adults, people with disabilities, and families with low income find affordable, decent private housing. Learn how it works.

A Guide to Section 202 Supportive Housing for Older Adults

Aug 03, 2026
The Section 202 Supportive Housing for the Elderly program provides subsidized housing for older adults with low income. Learn how it works.

Keeping the Lights On: Housing & Utility Benefits

Jul 22, 2026
A senior woman in bed is turning off her lamp, indicating that she's going to sleep.

Find money-saving benefits

BenefitsCheckUp®

BenefitsCheckUp® makes it easy to find benefits to help you pay for food, medicine, health care, and more. Find out how to get help today.

Browse Benefits Programs

How One 68-Year-Old Found More Than $7,000 in Life-Changing Benefits

Nov 06, 2026
Read about low-income older adults who learned they qualify for financial help through local and government benefits programs. See if you’re eligible, too.

Aging in Place Home Modifications: How to Choose the Right Contractor

Oct 27, 2026

How to Pay for Assisted Living: 10 Creative Ways to Cover Your Costs

Oct 22, 2026

How Do Benefits Enrollment Centers Help Older Adults?

Oct 20, 2026

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