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National Council on Aging logo. We believe every person deserves to age well. That’s why we’re on a path to improve the lives of 40 million older adults by 2030.

Economic Well-Being

NCOA is committed to helping all older adults understand the financial programs and supports available to them, including resources to find work. That's why we partner with the aging services network and financial services industry to create tools for better budgeting, tips to avoid online scams and fraud, and support job training resources like the Senior Community Service Employment Program (SCSEP).
Is a prepaid debit card for you? Learn about the types of cards available, how they work, and whether you should consider using one.

Today’s 65-year-old can expect to live another 20 years, according to the Social Security Administration. This unprecedented gift of longevity brings with it exciting opportunities—and a price tag. Unlike their parents and grandparents, today’s pre-retirees and retirees face a vastly different retirement security landscape:

  • More than 17 million Americans age 65+ are economically insecure—living at or below 200% of the federal poverty level($29,160 per year for a single person in 2023).
  • These older adults struggle with rising housing and health care bills, inadequate nutrition, lack of access to transportation, diminished savings, and job loss.
  • For older adults who are above the poverty level, one major adverse life event, like falling victim to an online scam or losing income, can change today’s realities into tomorrow’s troubles.

How NCOA supports older adults and people with disabilities with limited means 

NCOA creates financial education and resources, and conducts research to support policy solutions, through the following initiatives led by our Center for Economic Well-Being

Explore our economic security resources below and help NCOA address the needs of older adults in economic distress.

Get the Facts on Economic Security for Seniors

More than 17 million adults age 65+ are economically insecure, with incomes below 200% of the federal poverty level. These older adults face rising housing and health care bills, inadequate nutrition, lack of access to transportation, diminished savings, and job loss.

NCOA Partners in Economic Well-Being

  • A logo featuring a stylized butterfly design in red and orange against a blue background, with text below.
  • Bank of America logo
  • A logo for Nationwide insurance with the slogan Nationwide is On Your Side and an eagle flying
  • Uber Health logo
  • Visa logo
  • Zelle logo

Advocate for Older Workers

Age discrimination presents a unique obstacle for older adults. Help support two bills that could restore the original intent of the Age Discrimination in Employment Act. Your support can stop age discrimination for older American workers.

An older, black female is smiling while on the job in a production warehouse.

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