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National Council on Aging logo. We believe every person deserves to age well. That’s why we’re on a path to improve the lives of 40 million older adults by 2030.
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Debt Management and Prevention

Today, more older adults are carrying debt into retirement than ever before. Learn how you can manage your debt and tap into resources to save money on the basic costs of living.
A close up of an eraser with the word "DEBT" written on it.

Debt Collection: What Older Adults Need to Know

Aug 10, 2023
Being contacted by a debt collector can be stressful, but understanding the process can help you take back control. Here’s what older adults should know.

What Is a Debt Management Plan?

Jul 17, 2024
A senior Black man is shaking hands with a professional offering a debt management plan. A debt management plan can provide relief by rolling several of your credit card balances into a single, manageable monthly payment.

Should I Answer Debt Collector Calls?

Jul 17, 2024
What to Do When a Debt Collector Calls

How to Consolidate Credit Card Debt: 4 Options

Oct 30, 2023
Credit card debt affects millions of older adults. Debt consolidation can help you simplify your payments and get out of debt faster. Here’s what you should know.

How Does Medical Debt Affect Older Adults?

Oct 30, 2023
Medical debt affects millions of older adults and can have a major impact on your financial security. Here’s what to do if those medical bills are piling up.

Work Toward Better Budgeting

Budget CheckUp

Learn how to build a plan to better manage your money, including financial planning, how to earn extra income, and ways to use prepaid cards wisely.

Create a Plan Today

Get the Facts on Reverse Mortgages

Jun 01, 2024
A senior couple is gardening together in front of their house.

Get the Facts on Economic Security for Seniors

Jun 01, 2024

Get the Facts on Senior Debt

Jun 01, 2024

Getting Help with Credit Card Debt: 5 Things Older Adults Should Know

May 20, 2024

Get Help Paying for Food, Medicine, and More

Millions of older adults miss out on money-saving benefits simply because they don't apply. Start today by browsing benefits in your area, answer a few questions to see if you qualify, and get help applying. 

An older couple sits at a dining table, viewing a website on a laptop. The screen displays an NCOA BenefitsCheckUp page with the headline 'Worry Less and Age Better with BenefitsCheckUp.' The man has gray hair and wears a light-colored shirt, while the woman, partially obscured, has dark hair. On the table next to the laptop is a prescription bottle and a glass of water. The background features a living room with a sofa and a television.

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