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Long-Term Care Financing Resources for Advocates

Long-term services and supports (LTSS) help older adults and people with disabilities accomplish everyday tasks that many take for granted—bathing, dressing, fixing meals, and managing a home. Find out how we're making it easier for individuals to get the help they need—right in their own homes.
A female caregiver wearing a mask is standing at the door of a female senior's front door, paying her a visit/checking on her during the pandemic.

80% of Older Americans Cannot Pay for Long-Term Care or Withstand a Financial Shock, New Study Shows

Apr 19, 2023
Among adults 60 and older, 80% lack the means to pay for long-term care or withstand another financial shock, a new study finds.

When Should You Start Investing in Long-Term Care Insurance?

Aug 08, 2024

How Much Does Long-Term Care Insurance Cost and Is It Worth It?

Feb 13, 2025

What Are My Rights In A Nursing Home?

Aug 05, 2024

Does Medicare Pay for Assisted Living?

May 21, 2025
Will Medicare pay for assisted living? Learn about Medicare’s coverage limitations and various options for funding this type of long-term care.

Does Medicaid Pay for Assisted Living?

May 29, 2025
Can Medicaid help cover the costs of assisted living? Learn about Medicaid waiver programs and how they can make long-term care more affordable.

What Is Long-Term Care Insurance?

Whether at home or a residential facility, long-term care insurance covers health care needs and help with everyday tasks when Medicare or Medicaid can’t.

Long-Term Care Insurance Resources Made Possible By Our Partner

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How Will Medicaid Cover Long-Term Care If I’m Over Income?

Mar 18, 2026
Long-term care is expensive if your income is too high to qualify for Medicaid. But your state may have solutions to help you lower your income.

The Caregiving Maze: Tools and Resources to Help You Navigate Long Term Support Services

Nov 14, 2025

6 Potential Roadblocks to Getting Long-Term Care Insurance

Dec 09, 2024

What Are the Three Types of Long-Term Care Insurance?

Oct 18, 2024

Can A State Health Insurance Assistance Program Help Me?

State Health Insurance Assistance Programs (SHIPs) offer free and unbiased insurance counseling and assistance to Medicare-eligible individuals, their families, and caregivers. Learn how they can help you understand Medicare, Medicare Advantage, Medicare prescription drug coverage, supplemental insurance options (Medigap), and long-term care insurance.

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