The Medicare Savings Programs (MSPs) are a set of benefits that are administered by state Medicaid agencies and help people pay for their Medicare costs. MSPs are divided into several programs:

  • The Qualified Medicare Beneficiary (QMB)
  • Specified Low-Income Medicare Beneficiary (SLMB)
  • Qualifying Individual (QI)
  • Qualified Disabled Working Individual (QDWI)

QMB, SLMB, and QI pay for a person’s Medicare Part B premium. (QMB also covers additional cost-sharing in Parts A and B.) QDWI helps pay for a person’s Part A premium.

Using the Federal poverty guidelines, we maintain this updated eligibility chart with state-specific information about the income and resource thresholds for the four Medicare Savings Programs that can help low-income Medicare beneficiaries pay their healthcare costs. This chart is updated annually or as we receive news about states changing their MSP guidelines.

Note that until formal publication of these figures by Social Security and Medicare, states may continue to use the previous year’s eligibility guidelines until March.