Medicare for Older Adults

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Before choosing a plan, it’s important to have a good understanding of what your Medicare out-of-pocket costs might be for the year.

Nov 18, 2022

What You'll Pay in Out-of-Pocket Medicare Costs in 2023 Read Article

What Is Medicare? A Guide from NCOA

If you're turning 65, you're eligible to apply for Medicare. But oftentimes, understanding the different parts of Medicare, when to enroll, and which type of care is not covered by Medicare can seem complicated. That's why we've created this helpful guide

Learn the basics of Medicare, including the minimum age for Medicare, who receives Medicare, and the difference between Medicare Part A and B.

The Qualified Medicare Beneficiary (QMB) program helps people in need pay for their Medicare premiums and cost sharing. See what it covers and who qualifies.

Feb 16, 2023

What Is the Qualified Medicare Beneficiary (QMB) Program? Read Article

Feb 15, 2023

Medicare Savings Programs vs. Medicare Medical Savings Accounts: Are They the Same? Read Article

Feb 10, 2023

Medicare Part D: How to Get 'Extra Help' Paying for Prescriptions Read Article

Jan 20, 2023

Does Medicare Cover Heart Disease? Read Article

Medicare Guidance

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Resources, tools, and experts.

Medicare can be complicated. NCOA's Age Well Planner can help. Learn more about coverage options, costs, and find a plan that fits your lifestyle.

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Sponsored by state Medicaid agencies, Medicare Savings Programs relieve some out-of-pocket Medicare expenses for people with low income.

Jan 14, 2023

What Are Medicare Savings Programs (MSPs)?

Veterans age 65 or older can enroll in Medicare while maintaining their VA or TRICARE for Life benefits. Learn how it works.

Jan 10, 2023

How Does Medicare Work with VA Benefits and TRICARE for Life?

Congress eliminated cost-sharing for all vaccines covered under Medicare Part D, meaning Medicare now covers the entire cost of the shingles vaccine and others recommended by the Advisory Committee on Immunization Practices.

Jan 3, 2023

Medicare and Medicaid Now Fully Cover Preventive Vaccines

Medicaid is a public health insurance program for people with low income and limited resources. Find out who is eligible and how to apply.

Dec 9, 2022

What Is Medicaid? A Guide for Older Adults

A close up shot of a Shingles vaccine vial with a syringe in the foreground.

Dec 7, 2022

Is There a Free Shingles Vaccine for Seniors? Here’s What You Should Know

Medicare Advantage and Medigap are not the same. Learn how these plans work, the differences between the two, and the pros and cons of each.

Dec 2, 2022

What Is the Difference Between Medicare Advantage and Medigap?

Learn how to search for your best Medicare Part D prescription drug coverage plan, when to sign up, and more.

Nov 30, 2022

Medicare Part D Prescription Drug Coverage: What Older Adults Need to Know

If you receive both Medicare and Medicaid, you may qualify for a Dual Eligible Special Needs Plan (D-SNP), which combines all your benefits into one plan. Here’s what older adults need to know.

Nov 30, 2022

What Is a Dual Eligible Special Needs Plan (D-SNP)?

Original Medicare excludes most dental, vision, and hearing care services—with some exceptions. Here’s what older adults need to know.

Nov 22, 2022

What Medicare Covers for Dental, Vision, and Hearing: A Guide for Older Adults

Original Medicare does not cover 20% of your medical costs or prescription drugs. To bridge the cost gap, people with Medicare can choose Medicare Supplement (Medigap) or Medicare Advantage (Medicare Part C) coverage.

Nov 18, 2022

How to Cover the Medical Costs Medicare Doesn't Cover

There’s Medicare Open Enrollment, 10/5-12/7, and Medicare Advantage Open Enrollment, 1/1-3/31. Find out how they differ and how to make the most of these options.

Nov 12, 2022

What's the Difference Between Medicare's Open Enrollment Period and Medicare Advantage Open Enrollment?

Does Medicare cover you anywhere you go? From Original Medicare to Medicare Advantage, find out how portable your benefits are.

Nov 10, 2022

Does Medicare Cover You Anywhere?

During Medicare Open Enrollment (Oct. 15-Dec. 7), ads for Medicare Advantage plans may intentionally or unintentionally mislead you into thinking one plan is better for you than another. Here's what to look out for.

Nov 4, 2022

Misleading Medicare Marketing: Don't Be Fooled During Medicare Open Enrollment

The Medicare Annual Enrollment Period is a great time to consider whether a Medicare Advantage plan is right for you. Here’s what you should know.

Oct 31, 2022

3 Things You Should Know About Medicare Advantage Plans

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Oct 27, 2022

What Are the Costs of Medicare Advantage?

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Oct 24, 2022

Medicare Parts A and B Costs

Non-medical supplemental benefits are something to think about when choosing a Medicare Advantage plan. Learn about some of the latest extra coverages available.

Oct 21, 2022

The New, Non-Medical Benefits of Medicare Advantage Plans in 2023

Most Medicare Advantage (MA) plans include Medicare prescription drug coverage (Part D). Here’s what you should know when choosing an MA plan.

Oct 17, 2022

Are Prescriptions Covered Under Medicare Advantage Plans?

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Oct 12, 2022

Medicare Enrollment Periods

Use this handy checklist from NCOA and Aetna if you’re considering making changes to your current Medicare Advantage plan or enrolling in a new one during the Annual Enrollment Period.

Oct 3, 2022

A 7-Point Checklist for Choosing a Medicare Advantage Plan

Learn what you may pay for Medicare Part D prescription drug coverage.

Sep 30, 2022

What Medicare Part D Costs in 2023

A telehealth service is a full visit with a provider that requires real-time communication through audio and video technology. Find out how Medicare covers telehealth.

Aug 6, 2022

How Medicare Covers Telehealth Services

Introduced in 2011, the Medicare Annual Wellness Visit is a free benefit focused on health promotion and preventive care.

Jul 28, 2022

The Medicare Annual Wellness Visit: What Older Adults Should Know

For people enrolled in Original Medicare (Parts A & B) the differences between a participating provider, a non-participating provider, and an opt-out provider, are important to understand.

Jul 28, 2022

What the 3 Types of Health Care Providers Mean for Medicare Beneficiaries

Make sure you read your Medicare notices. They include important information, such as why your care was denied and how you can appeal.

Jul 11, 2022

How to Appeal a Medicare Coverage Denial

With rising costs, it’s natural to be worried about affording your insulin. Learn what Medicare covers and how you can save on your diabetes medication.

Jul 11, 2022

Diabetes and Insulin: A Guide to Paying with Medicare

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Jun 21, 2022

Medicare and Hearing Health for Seniors

Help fight Medicare fraud and abuse this Medicare Fraud Prevention Week and all year long with these tips from the Senior Medicare Patrol.

Jun 1, 2022

Medicare Fraud And Abuse: How Seniors Can Protect Themselves

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May 25, 2022

Did You Receive a Letter from the Social Security Administration? Here’s What You Need to Know

Benefits Enrollment Centers (BECs) help Medicare-eligible, low-income older adults and younger adults with disabilities find and enroll in all the benefits programs for which they qualify.

May 19, 2022

How Do Benefits Enrollment Centers Help Older Adults?

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Apr 18, 2022

Alzheimer's Drug Aduhelm Narrowly Covered by Medicare

A senior Black woman is receiving medical treatment in the hospital.

Mar 2, 2022

What Is the Medicare Deductible?

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Jan 26, 2022

Medicaid and Medicare Savings Programs

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Jan 3, 2022

Get the Facts on Medicare Coverage for COVID-19

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Dec 22, 2021

How to Avoid the Medicare Part D Donut Hole

A senior Hispanic woman is getting her pneumonia vaccine.

Nov 23, 2021

Does Medicare Cover the Pneumonia Vaccine?

A close up shot of "Medicare" and "Medicaid" stamped on cardboard, along with a smattering of prescription pills.

Oct 18, 2021

How to Move from Expansion Medicaid to Medicare

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Sep 28, 2021

Junk or Not? How to Sort Your Medicare Mail

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Sep 22, 2021

Transitioning from the Health Insurance Marketplace to Medicare

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Sep 15, 2021

Turning 65? Follow Your Path to Medicare

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Sep 15, 2021

Medicare and the Marketplace: Frequently Asked Questions (FAQ)

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Aug 31, 2021

Checklist to Help You Choose a Medicare Part D Plan

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Jul 29, 2021

It's Medicare's Birthday. A Time for Reflection. A Time for Change.

Our integrated care toolkit breaks down Medicare and Medicaid coverage options in an easy-to-understand format for counselors and consumers.

Jul 17, 2021

Obesity Treatment and Medicare: A Guide to Understanding Coverage

A senior Caucasian woman is listening to her healthcare options from a Black female doctor.

Jul 16, 2021

Choice Error: How Choosing A Medicare Plan Could Impact Your Finances and Health

A senior Caucasian man is at his doctor's office receiving a wellness exam. The Black doctor is examining the man's throat.

Jul 7, 2021

Using Medicare Benefits Post-COVID

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Jun 29, 2021

How Medicare Works with Federal Employee Health Insurance

Learn the basics of Medicare, including the minimum age for Medicare, who receives Medicare, and the difference between Medicare Part A and B.

May 7, 2021

What Is Medicare and How Do I Get Started?

Two people, whose faces can't be seen, are sitting at a table discussing finances together with their computers.

Mar 18, 2021

What Is a SHIP and How Can It Help Me?

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Feb 10, 2021

What is Medicare Advantage?

A close up shot of a Medicare enrollment form.

Feb 9, 2021

What Is Original Medicare (Parts A and B)?

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Dec 7, 2020

What Is Medicare Part D?

Senior sorts through daily prescriptions and places them into a daily pill container.

Aug 18, 2020

How to Save Money on Medications

Medicare's hospice benefit is primarily home-based and provides support for your physical and emotional needs.

Aug 3, 2020

Hospice Care for People with Medicare

People who enroll in Medicare Part D outside of specific periods may face a late enrollment penalty.

Jun 22, 2020

Medicare Part D Late Enrollment Penalty

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Apr 28, 2020

Medicare Changes in 2020: Facts for Consumers

A young pharmacist behind the counter is giving prescription instructions to her senior female client.

Apr 28, 2020

What Is a Part D Indication-Based Formulary?

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Apr 2, 2020

Ensuring Access to Needed Medications During the COVID-19 Pandemic

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Nov 23, 2019

About the Medicare General Enrollment Period

A senior man is looking up, where many question marks surround him - indicating that he's trying to make a decision.

Oct 31, 2019

How to Choose a Medicare Plan During Open Enrollment

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Sep 3, 2019

Medicare and Vision Coverage

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Jun 25, 2019

Medicare Preventive Services: Coverage and Costs

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May 12, 2019

Medicare for Federal and State Employees and Retirees

Medicare Part B covers advance care planning to decide what type of care may be right for you in the event of life-limiting conditions or illness.

Apr 8, 2019

Medicare Coverage of Advance Care Planning

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Mar 30, 2019

Differences Between Original Medicare and Medicare Advantage

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Nov 1, 2018

Understanding the Medicare Enrollment Periods

An older Asian woman is holding a red thought bubble sign in her hand that has a yellow question mark inside of it.

Mar 30, 2018

Questions to Ask Before Joining a Medicare Advantage Plan

A large question mark is in the center of the screen on a digital tablet that a senior person is holding.

Mar 30, 2018

Questions to Ask Before Purchasing a Medigap Policy

A senior Caucasian woman is having her blood pressure checked while receiving care in her home.

Mar 28, 2018

4 Ways to Prevent Heart Disease Using Medicare

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Nov 28, 2016

Hospital Transition and Discharge Planning

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