Which Medicare Advantage plan should I choose? If you’re wondering this, you’re not alone. In 2025, more than 34 million Medicare beneficiaries—about 54% of those eligible—were enrolled in a Medicare Advantage (Part C) plan.1
Selecting a Medicare Advantage plan is no easy task. The average person with Medicare has 39 different plans to choose from, including those with and without prescription drug coverage (Part D).1 But one factor can play a big role in helping you decide which plan is right for you in 2026: non-medical (“extra”) benefits.
What are the extra benefits of Medicare Advantage?
Medicare Advantage non-medical benefits are not necessarily health-related. They’re designed to balance your primary medical needs with other needs like good nutrition, transportation, and companionship. Non-medical services help ensure you have the supports in place to live a functional and independent life.
In recent years, the number of Medicare Advantage plans providing these non-medical benefits has grown substantially. In 2025, nearly all individual plans offered some level of vision, hearing, or dental benefits. The Better Medicare Alliance reports that in 2026, fewer plans will include fitness, meal, nutrition, over-the-counter (OTC), and transportation benefits, while more plans are expected to offer benefits like acupuncture, in-home support, and telehealth.2
What are some examples of non-medical Medicare Advantage benefits?
In general, Medicare Advantage non-medical benefits focus on providing care beyond traditional clinical settings. Below are some of the extra support and services that plans may offer members at no additional cost in 2026.
Nutrition and dietary support
As we age, our nutritional needs change—and eating healthy becomes much more important to our quality of life. Poor nutrition can result in malnutrition, vitamin deficiencies, and any number of chronic diseases. Following a balanced meal plan, on the other hand, can help you reduce your risk for illness and stay active and independent for longer.
Like original Medicare (Parts A and B), Medicare Advantage (Part C) plans are required to provide standard coverage for medical nutritional therapy (nutrition-based treatment for certain chronic conditions, such as type 2 diabetes). But many plans also offer additional non-medical benefits such as:
- General nutritional counseling
- Ready-made, home-delivered meals after a hospital stay
- Debit cards to purchase healthy foods
- Home-delivered fresh fruits and vegetables
One example of a nutrition benefit offered by select Medicare Advantage plans is a pre-loaded debit card with an allowance that can be used to buy healthy foods and fresh produce. These cards are becoming more popular among plans, since members enjoy the convenience of being able to use the cards at local retailers. Make sure you check plan details to understand if you’re eligible for this benefit.
Transportation access
Lack of transportation can make it difficult for older adults to utilize the heath care and community services they need to thrive. That's why some Medicare Advantage plans include non-emergency transportation services at no added cost, giving members a reliable way to get to where they need to go. This benefit allows you to take advantage of safe, comfortable transportation to and from approved locations such as the pharmacy, senior center, and doctor appointments. The number of covered trips usually varies by plan.
Falls prevention aids
Falls are the top cause of fatal and nonfatal injuries for older Americans, with more than 14 million (1 in 4) people age 65+ falling annually.3 Not only do fall-related injuries threaten older adults’ safety and independence; they cost billions each year in health care spending.
As a result, fall prevention is a critical part of supporting the health and wellness of older Americans. Some carriers offer their Medicare Advantage plan members an annual allowance for safety items (such as handrails) that can reduce the risk of injury from falls in the home.
Social support connections
Millions of older adults struggle with loneliness, and this lack of social support can have a profound negative impact on health. Small group programs, held either online or in person, can improve people's sense of social connectedness and boost health and well-being. That’s why another important aspect of non-medical benefits is helping members find community and combat isolation. A number of Medicare Advantage plans offer services that can help you find and participate in social opportunities that enrich your life, such as:
- Classes based on your personal interests
- Volunteer work
- Recreational activities
- Nearby senior centers
Additionally, some Medicare Advantage plans provide adult companions to select members at no cost. These people provide companionship and help with household needs for up to a certain number of hours per month.
Other benefits
Certain Medicare Advantage plans also offer other innovative, non-medical benefits for members. Some examples are below:
- Allowance to buy over-the-counter items, such as vitamins, bandages, toothpaste and hand lotions
- Therapeutic massage
- Acupuncture
- Help paying utility bills, such as water, gas, electricity, phone, and internet service
- Fitness memberships to keep older adults active
- Access to brain games and exercises to promote good mental health
Benefits for adults with a chronic condition
With certain plans, Medicare Advantage enrollees with a qualifying chronic illness (e.g., diabetes) can get special benefits. These are called Supplemental Benefits for the Chronically Ill (SSBCI) and may cover things like air purifiers, pest control services, pet food, grocery shopping services, and in-home living support services. In 2026, 12% of Medicare Advantage individual plans and 87% of Special Needs Plans (SNPs) are expected to have at least one SSBCI offering.2
Learn more about Medicare Advantage supplemental benefits
Your health isn’t one-dimensional, and your health plan shouldn’t be either. Non-medical benefits are something you’ll want to think about when you’re exploring different Medicare Advantage plans for 2026 coverage.
Your local State Health Insurance Assistance Program (SHIP) can help. These organizations offer expert, unbiased counseling to Medicare-eligible people as well as their families and caregivers. Best of all, this service is 100% free. Find your local SHIP now.
Sources
1. KFF. Medicare Advantage 2026 Spotlight: A First Look at Plan Offerings. December 9, 2025. Found on the internet at https://www.kff.org/medicare/medicare-advantage-2026-spotlight-a-first-look-at-plan-offerings/
2. Better Medicare Alliance. 2026 Medicare Advantage Data Reveal Shifts in Benefit Design. November 12, 2025. Found on the internet at https://bettermedicarealliance.org/blog-posts/2026-medicare-advantage-data-reveal-shifts-in-benefit-design/
3. Centers for Disease Control and Prevention. Older Adult Falls Data. October 28, 2024. Found on the internet at https://www.cdc.gov/falls/data-research/index.html
