The Medicare Savings Programs (MSPs) are a set of benefits that are administered by state Medicaid agencies and help people pay for their Medicare costs.
Medicare Savings Programs (MSPs) are divided into several programs:
- The Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Qualifying Individual (QI)
- Qualified Disabled Working Individual (QDWI)
These may go by slightly different names in different states.
QMB, SLMB, and QI pay for a person's Medicare Part B premium. (QMB also covers additional cost-sharing in Parts A and B.) QDWI helps pay for a person's Part A premium.
Using the Federal poverty guidelines released each January, we maintain this updated eligibility chart with state-specific information about the income and resource thresholds for the four Medicare Savings Programs that can help low-income Medicare beneficiaries pay their healthcare costs. Note that your state Medicaid agency may not implement the current year's guidelines until March/April, following formal publication by the Centers for Medicare & Medicaid Services.
This chart is updated annually or as we receive news about states changing their MSP guidelines.
Contact us if you would like to obtain a Word version of this chart for use/adaptation in training.