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National Council on Aging logo. We believe every person deserves to age well. That’s why we’re on a path to improve the lives of 40 million older adults by 2030.

Turning 65? Follow Your Path to Medicare

People turning 65 have numerous options when it comes to Medicare, a federal health insurance program for older Americans, and this can become even more complex if they have existing insurance.

Choosing how and when to get Medicare is an important but difficult decision. With this infographic, we provide a decision support path that guides those aging into Medicare with understanding the options available to them, and where to get help with their decision-making.

This Medicare decision support infographic asks about:

  • Employment status
  • Current insurance, including supplemental coverage through TRICARE, the Department of Veterans Affairs, or Indian Health Insurance
  • Whether you have creditable drug coverage (i.e., drug coverage as good as that offered under Medicare Part D)

This infographic provides an overview of some of the decision points facing newly eligible Medicare beneficiaries. It does not replace speaking with a Medicare counselor who can explain the choices related to Medicare Prescription Drug, Medicare Advantage, and Medicare Supplement plans. You can find free resources, including websites and telephone numbers, on the second page of the infographic to learn more about Medicare and how other sources of health insurance work with Medicare when you turn 65.

What Is Medicare? A Guide from NCOA

If you're turning 65, you're eligible to apply for Medicare. But oftentimes, understanding the different parts of Medicare, when to enroll, and which type of care is not covered by Medicare can seem complicated. That's why we've created this helpful resource.

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