Key Takeaways

  • Medicare's Open Enrollment for Medicare Advantage and Part D plans runs October 15 through December 7.

  • Get everything you need to counsel people with Medicare about deciding whether to join or switch Medicare health or drug plans for 2023.

The annual Medicare Open Enrollment Period (OEP) for beneficiaries to join, switch, or leave Medicare Advantage and Part D prescription drug plans runs October 15 through December 7. This compendium of resources can provide everything you need to counsel clients about joining or switching health or drug plans.

Check back often as we include additional updates!

What's New to Medicare in 2023

Find out what's changing in costs and coverage fo services in the coming year.

Resource  Audience  Link
2023 Changes to Medicare fact sheet Professionals PDF
Medicare Parts A & B premiums and cost-sharing chart Professionals
Older Adults
Medicare & You is the official handbook provided to everyone with Medicare that explains coverage, enrollment, and costs Older Adults Multiple languages & formats
Webinar: Medicare in 2023: Changes Affecting Low-Income Beneficiaries (hosted 10/31) Professionals   Access the recording

Mailings & Marketing Materials

Stay abreast of what your clients may expect to receive in the mail from the Centers for Medicare & Medicaid Services (CMS), Social Security Administration, and health and drug plans. Learn what plans can and cannot do when marketing to people with Medicare.

Resource Audience  Link
Guide to Consumer Mailings from CMS, Social Security & Plans for 2022/2023 Older Adults, Caregivers, Professionals PDF
Sample notices CMS mails to Medicare beneficiaries receiving the Part D Low-Income Subsidy (LIS/Extra Help) Professionals Multiple formats
Medicare Broker Dos and Don'ts: CMS Fact Sheet  Older Adults, Caregivers, Professionals PDF
(email us for other languages)
Medicare Marketing Regulations (updated in 2022) Professionals, Advocates PDF
Open Enrollment outreach and media materials from CMS Professionals Multiple formats in English & Spanish

Compare Coverage

Resource Audience  Link
Medicare Plan Finder Older Adults,
Plan Finder
Checklist for counselors to help consumers shop for Part D plans and screen for LIS/Extra Help Professionals PDF
Video guide to setting up a MyMedicare account (from  Massachusetts SHINE) Older Adults, Professionals Watch
2023 Landscape of Plans Professionals Download

Part D Costs

In September 2022, CMS predicted that the average basic monthly premium for standard Medicare Part D coverage will decrease slightly in 2023, to be approximately $31.50/month.  Our cost-sharing chart and "donut hole" illustration provide more detail on what your clients can expect to pay for coverage.

Resource Audience        Link  
2023 Medicare Part D Cost-Sharing Chart Professionals   PDF
Find your state’s benchmark premium for Part D Low Income Subsidy enrollees (page 2) Professionals PDF
Who Pays What for Part D in 2023 (The "Donut Hole") Older Adults,

Enrollment Considerations

If your clients miss the annual Open Enrollment Period for Medicare, there may still be opportunities to join, disenroll from, or switch plans, depending on their individual circumstances. 

Resource Audience          Link  
Medicare Enrollment Periods Calendar Older Adults,
Medicare Advantage Special Enrollment Periods        Professionals PDF   
Medicare Part D Special Enrollment Periods Professionals PDF

Share with Older Adults

CMS has created this tip sheet for consumers to use when weighing their Medicare plan decisions.

In addition, every state has a State Health Insurance Assistance Program (SHIP) that can offer unbiased assistance to people with Medicare and their families, and assist with applying for the Medicare low-income subsidies (Extra Help and Medicare Savings Programs). Find your local SHIP.