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IRA Gifts

If you are age 70+ or older, you can make a tax-free distribution from your IRA to NCOA. 

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At NCOA, we believe every older adult deserves the resources to age well—and your generosity helps make that possible. If you are age 70+ or older, an IRA charitable rollover (also called a Qualified Charitable Distribution) offers a simple way to make a meaningful gift directly from your IRA. This type of contribution can reduce your taxable income while supporting the programs and services that advance our mission. 

Benefits of an IRA charitable rollover

  • Avoid taxes on transfers of up to $111,000 from your IRA to NCOA 

  • Satisfy your Required Minimum Distribution (RMD) for the year if you are age 73 or older. 

  • Reduce your taxable income, even if you do not itemize deductions. 

  • Make a meaningful gift that is not subject to charitable deduction limits 

  • Support and strengthen our mission with a tax-efficient charitable contribution 

How giving with an IRA works

1. Contact your IRA plan administrator and request a Qualified Charitable Distribution (QCD) be made to the National Council on Aging by check or electronic transfer at the following address: 

National Council on Aging 
Attn: Advancement 
251 18th St. S., 
Suite 500 
Arlington, VA 22202

2. Ask your administrator to include your name and address with the distribution so we can properly acknowledge your gift. 

3. Your IRA funds will be directly transferred to NCOA to support our work. 

Please note, if you are still working and contributing funds to a retirement account, a gift of this nature could impact your taxable income. Please consult a qualified advisor before making a gift. 

NCOA’s federal tax ID number is 13-1932384. Distributions should be made payable to the National Council on Aging. 

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