If you’ve been diagnosed with sleep apnea, your doctor may prescribe a CPAP machine to improve your sleep quality and reduce your risk for health issues that may arise from not getting enough oxygen. Getting input from your care team and considering your budget can help you choose which CPAP machine to buy. The overall cost of a CPAP machine includes the cost of components like replacement and cleaning supplies and the right CPAP mask for your needs and preferences. CPAP therapy can be costly, but there are ways to save money while getting what you need.
CPAP machine costs in 2023
The cost of a CPAP machine varies from a few hundred to a few thousand dollars. CPAP prices are determined by what type of therapy it provides, what features are included (like touch screen or Wi-Fi connectivity), and what supplies or accessories the machine requires. CPAP machine costs also vary between retailers, so compare prices online to ensure you get the best deal.
CPAP vs. BiPAP machine costs
CPAP machines maintain continuous airway pressure at one level, while BiPAP machines have separate pressure settings for inhalation and exhalation. The enhanced capability of BiPAP machines means they’re typically more expensive than CPAP machines. In our review of the best CPAP machines, the prices range from $649–$989, while BiPAP machines typically cost double that amount. For example, the ResMed AirCurve 10 costs $1,816 from CPAPsupplies.com.
It’s important to remember that more expensive doesn’t necessarily mean better—the right machine for you will depend on your prescription and type of sleep apnea.
Cost of new vs. older or discontinued models
Like most technology, CPAP machine models get updates every few years. When a new model replaces an existing model, the old model’s price typically goes down. For example, the ResMed AirSense 11 costs $1,342.99 on Apriadirect.com when not on sale, while the ResMed AirSense 10 costs $833.99. Looking at older models can be a great way to find a lower-cost CPAP machine.
When a new model is introduced, manufacturers often discontinue the old model. In this case, while the older model is less expensive, it is also likely to be a final sale with no returns allowed.
CPAP machine rental costs
CPAP equipment rental is available through many CPAP retailers. You usually pay a monthly fee to keep and use the equipment during the rental period. You’ll return it to your supplier when you no longer need it or decide to purchase your own.
When to consider renting a CPAP machine for sleep apnea
Many people prefer to own their equipment when possible, but there are a few situations when renting may be preferable over buying:
- When traveling: If you plan to travel overnight, renting a CPAP machine may be easier than taking your home machine with you. For example, if your device is inconvenient to carry on a plane, you may consider renting a compact model better designed for travel.
- To try before purchasing: The options may be overwhelming when considering a new CPAP machine. Some people choose to rent a CPAP machine temporarily before buying. Renting is a great way to try out the machine with little commitment before deciding whether to purchase it.
- For short-term needs: Some people may need a CPAP or BiPAP machine temporarily to recover from an illness, surgery, or other condition. To reduce CPAP machine costs, renting may be the best choice instead of purchasing the machine upfront.
Cost of a CPAP machine with insurance
Using insurance to buy or rent your CPAP therapy equipment can significantly reduce the amount you’ll have to pay out of pocket. CPAP machines and supplies are considered durable medical equipment, or DME. DME is eligible for coverage by private insurance providers and Medicare, but specific coverage will depend on your needs and plan.
Does private insurance cover CPAP machines and supplies?
Most insurance plans, including Medicare, offer at least some coverage for CPAP machines and supplies.
Specific coverage terms will depend on your insurance plan. Some private insurance plans cover rentals, while some may cover the full purchase of a CPAP machine and related equipment.
How to get a CPAP machine covered by insurance
For your CPAP device to qualify for insurance coverage, you must submit a proper diagnosis to your insurance provider to prove that your CPAP machine is medically necessary. Diagnosis requires an overnight sleep study, followed by a doctor’s official diagnosis of sleep apnea and a prescription for CPAP use.
Your insurance provider will require proof that you’re using the machine as prescribed to maintain coverage. To do this, the supplier that provided your machine collects usage information from the device and shares it with your insurance provider. As long as you use your CPAP machine regularly and as prescribed, you will not risk losing coverage.
How much does a CPAP machine cost with Medicare?
Medicare clearly defines its coverage of CPAP equipment.
Like all other insurers, Medicare will first require that you have a proper diagnosis and prescription for CPAP therapy. Medicare covers the rental of a CPAP machine and necessary equipment, starting with a three-month trial period. After the trial period, Medicare will need documentation from your doctor that CPAP therapy is helping to maintain or improve your condition.
With original Medicare, you must meet your deductible before coverage begins. After you meet your deductible, you’ll be responsible for paying 20% of the Medicare-approved cost of your machine rental and supplies.
If you use it properly and consistently, Medicare will pay for 13 months of equipment rental. After 13 months, you will own your machine.
If you use Medicare, it is important to ensure you get your CPAP therapy equipment and supplies from a Medicare-enrolled supplier.
A supplier that’s not part of the Medicare program does not have to comply with its coverage terms, and you may have to pay for your machine and supplies out of pocket.
How much do CPAP supplies cost?
The basic components for proper and effective CPAP therapy include the machine, a mask, water chambers for heaters, tubing, and filters. Masks range from basic to advanced with extra comfort features. Optional upgrades from basic tubing include heated and antimicrobial tubing. For supplies, you can expect to spend the following:
- Filters: Most cost between $4–$20.
- Tubing: Most cost between $10–$50, with the more expensive options having extra features.
- Masks: Depending on the model, masks and other headgear can cost between $50–$200. They should be replaced every six months.
Cost of CPAP cleaning supplies
Cleaning your CPAP machine, including all attachments, is essential for preventing bacteria growth and maintaining the integrity of each component. Bacteria thrive in closed, moist environments, so CPAP masks, humidified tubing, and water chambers are ideal for bacterial growth. To keep your CPAP machine and parts clean, they must be disinfected regularly and allowed to dry thoroughly.
You can buy most mask wipes, cleaning solution, and tube cleaning brushes for less than $20. Sanitizing machines can range from $80–$350 depending on the features, size, and brand. A lower-cost solution is to use vinegar and water to disinfect CPAP parts.
Cost of CPAP accessories
Depending on your machine, various accessories may be available to enhance your CPAP therapy experience. Options include extra comfort items, add-on functions, or adapters for different power and charging sources. Remember that some accessories are specific to one model or brand, so check your machine to see what’s compatible.
A few common accessories to consider include:
- CPAP pillows: Most cost between $45 and $55.
- CPAP masks: When we reviewed the best CPAP masks, they cost between $89 and $213.
- Humidifiers: Most cost between $160 and $299.
- Water chambers: Most cost between $15 and $40.
- Hose support lifts: Most cost between $15 and $60.
What to do if you can’t afford a CPAP machine
If you have difficulty affording a CPAP machine, look for CPAP assistance or credit programs. Alternatively, you can consider purchasing a used or refurbished device to keep CPAP prices down.
CPAP assistance programs
CPAP assistance programs exist nationally and locally to help people get necessary CPAP equipment. You can search for nearby CPAP assistance programs online or check out a national organization like the American Sleep Apnea Association. If you qualify for its assistance program, you can get a year’s worth of supplies—including masks, filters, and tubes—for $100 or less.
CareCredit is a credit card program designated for health-related purchases.
You’ll need to be eligible for the card to be approved, and eligibility depends on your credit score. CPAP machines, devices, and related supplies are considered qualifying purchases if you buy them from a CareCredit-authorized retailer. Some retailers may also offer their own credit or financing options, allowing you to pay for your CPAP machine in monthly installments instead of in full upfront.
Used or refurbished equipment
If a new machine isn’t affordable, you may be able to find a used or refurbished CPAP device from a CPAP supplier. Many retailers offer refurbished devices but may not readily advertise them in-store or online. It is always worth asking your CPAP supplier if it carries any pre-owned equipment. Some retailers, like Second Wind CPAP, specialize in pre-owned equipment, offering various used and refurbished devices. Always purchase from a reputable retailer to ensure your CPAP machine delivers the exact level of air pressure you need to keep airways open, as prescribed by your doctor.
Getting the device that best fits your needs and prescription is important and can increase the likelihood of sticking to a nightly CPAP routine. Cost can be a major factor in purchasing or renting a CPAP machine and accessories. Before purchasing a CPAP setup, use all available resources and programs to get the best pricing on your supplies.
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