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Housing & Utility Assistance

There are many ways older adults can save money on housing and home utility costs. Learn more about energy assistance benefits that can cover the heating and cooling of your home. Get tips for tapping home equity, including reverse mortgages, and alternative housing arrangements.
Senior hands are seen cupping a small wooden house, indicating that they're protecting their investment.

Tips for Homeowners Facing Financial Hardship

Aug 14, 2024
Homeowners should contact their mortgage servicer as soon as possible for help if they feel unable to keep up with mortgage payments. Learn more about organizations that offer free assistance to people who need help.

What Is a Home Equity Line of Credit (HELOC)? A Guide for Older Adults

Jan 09, 2024
A home equity line of credit (HELOC) can be a valuable source of potential income for seniors. Learn how it works—as well as the pros and cons.

What Is Section 8 Housing? An Overview for Older Adults

Jul 26, 2023
The Section 8 housing program helps older adults, people with disabilities, and families with low income find affordable, decent private housing. Learn how it works.

A Guide to Section 202 Supportive Housing for Older Adults

Jul 21, 2023
The Section 202 Supportive Housing for the Elderly program provides subsidized housing for older adults with low income. Learn how it works.

Keeping the Lights On: Housing & Utility Benefits

Aug 08, 2024
A senior woman in bed is turning off her lamp, indicating that she's going to sleep.

Find money-saving benefits

BenefitsCheckUp®

BenefitsCheckUp® makes it easy to find benefits to help you pay for food, medicine, health care, and more. Find out how to get help today.

Browse Benefits Programs

LIHEAP for Public Housing Residents: What Older Adults Need to Know

Dec 01, 2025
Each state sets eligibility requirements for low-income residents. See whether and how rent and utility subsidies may affect your LIHEAP benefits.

What Is the Low-Income Home Energy Assistance Program?

Dec 01, 2025

Energy Assistance Programs Beyond LIHEAP: Help for Low-Income Households

Oct 31, 2025

4 Steps You Can Take to Get Help Paying for Your Utility Bills

Oct 31, 2025

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