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How to Find Free Help for Seniors Struggling to Make Ends Meet

All of us dream of growing old with health, security, and independence—without having to worry too much about the costs of everyday life.

Unfortunately, that is not the reality for many of today’s older adults. More seniors than ever before are carrying debt into retirement. In 2013, median total debt for older adult households was $40,900, according to the Survey of Consumer Finances.

Older adults are finding themselves with several kinds of debt, including:

  • Medical expenses: Seniors managing a chronic disease spend $38,000 on average in their last five years of life.
  • Credit cards: 32% of senior households have credit card debt, and 25% of them have a balance greater than $7,200.
  • Housing: More than 30% of older adult renters spend nearly half of their income on housing.

If you or an older adult you care about is struggling to pay the bills each month, you’ve probably made tough sacrifices just to get by. In a recent survey, the National Council on Aging found that professionals who help older adults report seeing this in their communities:

  • 23% see seniors forgo needed home/car repairs, which can cause them to get in a car accident and/or fall.
  • 15% see seniors cut their pills, which can limit their medicines’ effectiveness.
  • 14% see seniors who regularly skip meals, which can cause them to become malnourished.

Your physical, mental, and nutritional well-being are too valuable to give up—and you don’t have to! There are thousands of public and private programs that can help you pay for daily expenses if you are eligible.

It’s easy to find these programs on BenefitsCheckUp®, a free service from the National Council on Aging. BenefitsCheckUp® takes the stress, time, and guesswork out of finding programs that can help you afford basic needs. In less than 15 minutes, you can complete a confidential online questionnaire that will connect you with programs to help pay for medicine, food, utilities, health care, and more. In many cases, you can even apply for the programs online.

The programs you will find on BenefitsCheckUp® can help pay for:

  • Medications
  • Food
  • Utilities
  • Legal services
  • Health care
  • Housing
  • In-home services
  • Taxes
  • Transportation
  • Employment training
  • And much more

Since its launch in 2001, BenefitsCheckUp® has helped more than 5 million seniors find over $17 billion in benefits!

It’s easy to get started. Visit BenefitsCheckUp® to take the questionnaire and receive a personalized report specific to your situation. If you’re a friend, family member, or caregiver, you can complete the questionnaire with the seniors in your life.

Over 29 million older adults are eligible for benefits—and you or an older adult you know might be one of them. Don’t put off finding help! Start the BenefitsCheckUp® questionnaire now.

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About BenefitsCheckUp® Team

BenefitsCheckUp® is a free service of the National Council on Aging that helps connect struggling older adults to federal and private programs that can help them afford basic needs, like prescriptions, food and more.