Reverse Mortgage Counseling

Helping older adults examine their home equity options to stay at home

If you or someone you know is considering a reverse mortgage, you must get counseling from a government-approved agency.

Our Reverse Mortgage Counseling Services Network is one of five national counseling groups approved by the U.S. Department of Housing & Urban Development.

A reverse mortgage allows homeowners aged 62+ to convert a portion of their home equity into cash while they continue to live at home for as long as they want.

Our counselors are exam-qualified aging services professionals who can help you:

• Evaluate the pros and cons of a reverse mortgage for your situation.
• Apply for public and private benefits that can help you pay for needs like home energy, meals, and medications.
• Find services in your community that can help you stay independent longer.

To schedule a counseling session, call toll-free (800) 510-0301.

There is no fee unless you choose to apply for a reverse mortgage. We also waive the $125 counseling fee for older adults who:

• Are facing financial challenges such as foreclosure.
• Have modest incomes — under $20,000 for single homeowners and under $30,000 for couples. 

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