Source 2: Increasing Clients' Incomes to Pay for Services
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Source 2: Increasing Clients' Incomes to Pay for Services


Your organization can promote or offer programs that put additional money into your clients' pockets.


Our free online service screens and enrolls older adults in benefits to help them pay for housing, health care, medicine, and more. Use it to help your clients.


Homesharing is a common-sense approach to helping people stay in their homes, save money, and help others find affordable housing. In these difficult economic times, we’re seeing a resurgence of interest in this affordable housing model.

Homesharing can be simply a roommate, but often there is a service component. Someone looking for an affordable room offers some assistance in addition to or instead of rent. Often, this is for an elder or someone with disabilities who needs help to stay in their home. 

Some programs around the country target assistance to the homeless or people with mental illness. Homesharing generally works best in areas with tight housing markets.

More on Homesharing

Elder Cottages

Sometimes referred to as a granny flat, an elder cottage is a factory-built, self-contained, energy-efficient, aesthetically appealing dwelling specially designed for older adults and people with disabilities. It is normally placed on the property of a family member’s home.

Elder cottages are not mobile homes, but they’re built with a modular design that makes them easy to move. They must meet building codes, and they need zoning approval.

In some areas, elder cottages are called ECHO housing because they can be designed to look like a smaller version of the main house to maintain the character of the community.

Elder cottages allow older adults to remain in a familiar community, with the support and security they need from family. They offer both privacy and proximity, so seniors can maintain their independence. 

More on Elder Cottages

  • Learn more about elder cottages and their pros and cons.
  • Elder Cottages Website
    This site has sample floor plans, pricing, and other useful information to help you explore this housing option. Visit the site. 
  • Accessory Dwelling Units: Case Study
    Accessory dwelling units (ADUs) have been a neglected affordable housing option for older adults. This case study from the U.S. Department of Housing & Urban Development explores how the adoption of ordinances and reduced regulatory restrictions to encourage ADUs can help communities. It provides examples of municipalities with successful ADU legislation and programs. Read the case study. 
  • Evaluation of the HUD Elder Cottage Housing Opportunity (ECHO) Program 
    This evaluation includes a review of elder cottages and zoning and land-use issues, interviews with key groups, physical inspections of ECHO units, a financial viability assessment, and findings and recommendations. Learn more.  

Energy Efficiency

These days, everyone is going green. But too many older adults are still missing out on substantial savings by making their homes and apartments more energy efficient. That’s where you can help.

Many older people live in homes and rental units built prior to 1980—meaning they have no energy performance standards. It’s not unusual to see little or no insulation, single-pane windows, outdated heating and cooling systems, old appliances, incandescent lighting, and aged plumbing.

All of these can lead to energy and water waste that can literally suck money out of older peoples’ pocketbooks. Older adults with fixed incomes are particularly vulnerable to spiraling utility costs.

By going green, seniors could save up to 20% on their utility costs—freeing up money to spend on other needed goods and services.

More on Energy Efficiency


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