Enhance Economic Security

• Benefits Access
• Economic Security Initiative
• Mature Workers
• Home Equity
  • Reverse Mortgage Counseling
  • Resources for Counselors & Lenders
• National Center for Benefits Outreach & Enrollment

Resources

For Professionals

• Updated Guide Helps Older Homeowners Use Your Home to Stay at Home™
• Amy Ford to Direct NCOA Reverse Mortgage Counseling Services Network
• Top 12 Reads from 2012
• 6 Resources for Family Caregivers
• Strategies to Improve Consumer Economic Outcomes - Past Event
• Making Wise Decisions With Home Equity: New Tools for a New Retirement Reality - Past Event

For Older Adults and Caregivers

• Top 12 Reads from 2012
• 6 Resources for Family Caregivers

For Advocates

• Top 12 Reads from 2012

Reverse Mortgage Counseling

If you or someone you know is considering a reverse mortgage, you must get counseling from a government-approved agency.

Our Reverse Mortgage Counseling Services Network is one of nine national counseling groups approved by the U.S. Department of Housing & Urban Development (HUD).

A reverse mortgage allows homeowners aged 62+ to convert a portion of their home equity into cash while they continue to live at home for as long as they want.

Our counselors are HUD-approved aging services professionals who can help you:

• Evaluate the pros and cons of a reverse mortgage for your situation.
• Apply for public and private benefits that can help you pay for needs like home energy, meals, and medications.
• Find services in your community that can help you stay independent longer.

There is a $125 upfront fee for this service. Depending on available funding, we will:

• Waive the $125 counseling fee for a limited number of older adults who are facing financial hardships such as foreclosure or bankruptcy, who are using respite care, or whose monthly income is less than $1,000.
• Allow a limited number of older adults to pay at closing if their monthly income is less than 200% of the federal poverty level ($1,915 for single homeowners and $2,585 for couples).

want to live in a country where

older adults don't have to choose between paying for medicine or food.