Enhance Economic Security

• Benefits Access
• Economic Security Initiative
• Mature Workers
• Home Equity
  • Reverse Mortgage Counseling
  • Resources for Counselors & Lenders
• National Center for Benefits Outreach & Enrollment

Resources

For Professionals

• NCOA Expert Testifies on Reverse Mortgages
• New HomeEquityAdvisor.org Helps Seniors Make the Most of their Home Equity in Retirement
• Study on Reverse Mortgages Shows Increased Demand Among Younger Borrowers in Wake of Recession
• 4 Reasons Why Reverse Mortgage Counseling Matters
• Budget Deal Eliminates Funding for Reverse Mortgage Counseling

For Older Adults and Caregivers

For Advocates

• 4 Reasons Why Reverse Mortgage Counseling Matters

Resources for Counselors & Lenders

For older adults, staying in their own homes often requires the right mix of financial, health care, and supportive services.

Find all the counseling tools you need to help them right here.

Reverse Mortgage Toolkit

The U.S. Department of Housing & Urban Development (HUD) requires that all reverse mortgage counselors:

• Use the Financial Interview Tool as part of the budget analysis they conduct with clients.
• Offer a BenefitsCheckUp® screening to clients. 

We've packaged both of these tools into the Reverse Mortgage Toolkit. It is for HUD-approved HECM counselors only.

Please check to see if you can access the Toolkit directly through your client management system.

Further details on accessing these tools will soon be announced by HUD. Training on FIT and BenefitsCheckup will be provided through NeighborWorks.

Use Your Home to Stay at Home™ Booklet

This user-friendly guide helps older homeowners understand the pros and cons of a reverse mortgage. HUD requires that all reverse mortgage counseling clients receive a copy of this booklet as part of their initial packet.

• Download a free copy
• Download a free copy in Spanish  
• Order printed copies 

More Ways to Help

You also can use these helpful resources to point your clients to additional assistance.

• My Medicare Matters helps seniors choose a Medicare prescription drug plan and understand their Medicare coverage.
• Eldercare Locator helps older adults find local agencies that provide services like transportation, meals, home care, and caregiver support.
• The National Resource Center on Supportive Housing & Home Modification offers tips on how to make homes safe for older adults and how to pay for home modifications.
• The Family Care Navigator locates government, nonprofit, and private programs for older adults, including services for family caregivers.

want to live in a country where

older adults don't have to choose between paying for medicine or food.