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Home Equity

Millions of older adults are “house rich but cash poor.” They own their homes, but don’t have enough income to make ends meet. We help seniors explore how to use their home equity wisely.

Use Your Home to Stay at Home©

Want to stay in your home as you age? Explore your options with our free guide.

The Latest in Home Equity

New Toll-Free Number

The National Council on Aging today announced a new national toll-free number for older homeowners to sign up for counseling when considering a reverse mortgage: 1-855-899-3778.

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ELMORE: Help for Struggling Florida Homeowners

Jane, a reverse mortgage borrower in Broward County, FL, was in danger of losing her home when she could not keep up with her insurance payments. But thanks to the Elderly Mortgage Assistance Program (ELMORE), Jane received over $12,000 in assistance to save her property. ELMORE was developed by Florida Housing Finance Corporation (Florida Housing) in partnership with the Florida Department of Elder Affairs, Fannie Mae, and other agencies to help senior homeowners avoid foreclosure.

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Webinar: Helping Older Adults Stay at Home

Most older adults want to stay in their own homes for as long as possible. But rising costs and aging homes may make it difficult to age in place. What resources are there to help?

Listen to a webinar >>

Reverse Mortgage Booklet Now Available in Spanish

NCOA’s Use Your Home to Stay at Home™, the official reverse mortgage consumer booklet approved by the U.S. Department of Housing & Urban Development, is now available in Spanish.

Get the guide in Spanish >>

8 Myths about Reverse Mortgages

Have you heard about reverse mortgages, but aren’t quite sure if they’re legitimate or a scam? Reverse mortgages can be a useful financial tool for older homeowners, but they’re not for everyone. Before considering one of these loans, it pays to know the myths and facts.

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Use Your Home to Stay at Home©
Download our free consumer booklet to explore how you can tap into your home equity to stay at home longer. Also in Spanish.

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