Caring for a parent and a caregiver
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Caring for a parent and a caregiver

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July 24, 2012

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Read more examples of how Economic Security Service Centers are helping clients with a range of financial needs.

Susan, a caregiver for her 80-year-old mother, Ms. E., called AgeOptions’ economic security center worried about her mother's health. Ms. E has poor health and takes 12 different medications. She receives a monthly pension check of $182 and Social Security of $425; her total income is 65% of the Federal Poverty Level.

Susan was paying $253 each month for a Medicare supplement policy to ensure that an illness or in the worst case, a hospitalization, did not bankrupt her mother. In the meantime, the cost of her mother's care was nearly bankrupting her daughter.

The AgeOptions counselor was able to immediately enroll Ms. E into a Medicare Savings Program, which paid for her Medicare Part B premium. She was also enrolled into the Medicaid, Extra Help, and SNAP programs. Enrollment into these benefits allowed Ms. E. to drop her costly Medicare supplement plan, have her Medicare Part D premium paid for her, and receive lower co-pays for her drugs, which added over $600 to her monthly available income.

The holistic counseling has also taken a great deal of stress off of the shoulders of Ms. E's daughter, who can now afford to save some money for any emergency that occurs. Susan also was connected with the local caregiver specialist in her community to learn about the Community Care Program and Respite Care to give her a break from her caregiving responsibilities.

I

want to live in a country where

older adults don't have to choose between paying for medicine or food.

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