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Medicare is health insurance for the following:

  • People 65 or older.
  • Younger adults (aged 18-64) with certain disabilities.
  • People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

Persons with Medicare receive their Parts A and B coverage in one of two ways:

  • Through Original Medicare, Parts A and/or B, OR
  • Through a Medicare Advantage plan, called Part C. You must have Parts A and B to enroll in Part C. A private company will sponsor this plan.

Medicare Part D helps consumers with Original Medicare (and sometimes those in Medicare Advantage plans that do not cover prescriptions) pay for prescription drugs. For those with limited income and resources, the Medicare Part D Low-Income Subsidy (LIS/Extra Help) can help to pay for their Part D costs.

If you are a professional working with people with Medicare, use the links on this page for more information about enrollment, coverage, and costs. If you are an older adult/caregiver who wishes to know more about Medicare, please visit our consumer site, My Medicare Matters.


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